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[主观题]

According to James Fiorillo, what would the bank have to do to avoid government interventi

on?

A.To raise enough fund to compensate for the losses.

B.To deal with bad debts first.

C.To recapitalize themselves.

D.To borrow money from other banks.

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更多“According to James Fiorillo, what would the bank have to do to avoid government interventi”相关的问题

第1题

听力原文:James: Hello. I'd like to open a bank account.Clerk: What type of account do you

听力原文:James: Hello. I'd like to open a bank account.

Clerk: What type of account do you want?

James: Well, I'm going to London University in October and I need somewhere to deposit my grant.

Clerk: Well, who pays your grant?

James: The British Council.

Clerk: You could open a student account with us.

James: What does it offer?

Clerk: Oh, normally, you'd receive a cheque book which saves you having to carry a lot of cash around. You would also get. a connect card which you can use 24 hours a day in our machine at any branches and in the machines of Lloyds, Bank of Scotland and the Royal Bank of Scotland. You can obtain up to 200 per day and night by using your connect card. The connect card can also be used for a cheque guarantee card.

James: Sorry, what is that?

Clerk: A cheque guarantee card enable you to cash up to 50 pounds without prior arrangement at most banks in the UK. And you'll need it to pay shops, garages, hotel, etc. because it guarantees that your cheque will be honored.

James: I see. Will I get interest on the money in my student account?

Clerk: Yes, you'll get a small mount of interest, i.e. up to 500, interest is 4%. 500 and more, the interest goes up to 6%.

James: What other advantages do student accounts have?

Clerk: Well, we offer a 250 overdraft limit at our lower rate of interest.

James: Can I open a student account then? What do I need?

Clerk: You need a letter to prove that you are getting a grant from some authority and identification such as your passport. Then, you need to fill in some simple forms about your course and the duration of your stay in the UK, your address and your signature.

James: Ok, I will bring them in later. Thank you for your time.

Clerk: You are welcome. Good-bye.

Questions:

27.Why does the man want to open a bank account?

28.What does a student account offer?

29.Where can't then man use the card?

30.What will be the interest rate if the man deposits 1,000 pounds in the account?

(47)

A.Because he has a sum of grant which is paid by the British council.

B.Because he is going to London University in September.

C.Because he has got some grants from London University.

D.Because he thinks the bank offers good service.

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第2题

Dear Mr. Dunnaway,A good number of your employees (147) me to write to you on behalf of th

Dear Mr. Dunnaway,

A good number of your employees (147) me to write to you on behalf of them.

They have something to say regarding your decision to make the factory off limits to smokers. According to that decision, all employees who wish to smoke must go outside from now on.

Many of your employees who smoke consider this a very (148) decision.

They understand that nonsmokers do not wish to be exposed to cigarette smoke, but what makes them angry is that they feel they are being treated as criminals or germ carriers. Also they believe it is not efficient for their works to go outdoors just in order to smoke. Your employees who smoke would like to have a meeting with you. They would like to offer suggestions that would be acceptable to both sides. For (149), separating employee lounges for smokers and non-smokers may be a way satisfying each side. I hope you will consider this request and agree to meet with those employees. Thank you in advance for your time and consideration.

Sincerely yours,

James Louis Lander, Counselor

(47)

A.has asked

B.have asked

C.asking

D.have been asked

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第3题

According to James, what is his attitude toward the future development of ethical shopping

A.Positive.

B.Negative.

C.Neutral.

D.Ambiguous.

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第4题

What will the correspondent bank do in the settlement according to this passage?A.It will

What will the correspondent bank do in the settlement according to this passage?

A.It will make payment in dollars against the banker's draft.

B.It will send the draft to the bank in Britain.

C.It will issue a documentary credit.

D.It will have an agreement with the bank mentioned.

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第5题

In 1904 A. P. Giannini became a board member of a San Francisco bank. He discovered that m
ost banks cared only for the wealthy, powerful, and well-born. The "little fellows" had to hide their savings under a mattress (床垫) and borrow from loan sharks at high rates. Yet A. P. knew these people were struggling to make something of their lives. A. P. argued with the banks directors to change their policies. They refused. So he stormed out saying, "Ill start my own bank!" And on October 17, 1904, Bank of Italy later renamed Bank of America opened its doors. According to Giannini, "There isnt any good reason why a bank should have the temperature of a fish market. When you walked into some of them you felt as if youd got into a funeral parlor. I think what I am most proud of is anything I may have done to help with the humaniza-tion of banking. " At first, bankers looked down their noses at "the baby bank" and its methods. They felt that going out to ask for new business was distasteful especially from immigrants, farmers, and wage-earners. But A. P. and bank employees went door-to-door explaining to people what a bank could do for them and inviting them to become customers. They did. And Bank of Italy grew. Said Giannini, "The old idea of a banker was that he must wear a silk hat and shut himself up in fancy quarters. He thought he couldnt ask for business. If business is worth having, its worth going after. It helps to get up earlier than your competitor, and to keep looking for new ways to do more good business. " A former bank vice-president remembers that "A. P. was always available. People would often come to his desk, just to say hello. " Recalls another bank employee: "He wanted to make sure the customer was always our boss, that we were working for the customer. "

The term "loan sharks" (Line 3, Para. 1) refers to______.

A.people who lend money at illegal rates of interest

B.banks which care only for influential persons

C.banks which keep money for the poor but charge high fees

D.people who possess wealth and power

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第6题

According to the woman, what will be given to the elderly on me Seniors Day?A.A lovely boo

According to the woman, what will be given to the elderly on me Seniors Day?

A.A lovely booklet about health care of the elderly.

B.A lovely booklet about the bank"s special service for senior citizens.

C.A lovely booklet about me use of computer service for me elderly.

D.A lovely booklet about a conventional holiday for the elder bank clerks.

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第7题

In what circumstances would the beneficiary of a confirmed documentary credit not receive
payment?______.

A.Failure of the applicant

B.Failure of the issuing bank

C.Failure to fulfil the credit terms

D.Failure to fulfil the commercial contract

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第8题

&8226;Read part of a letter below from James French, a local publisher.We are preparing a

&8226;Read part of a letter below from James French, a local publisher.

We are preparing a directory of information about businesses in the area. Would it be possible to arrange a convenient time to interview you about your company?

Could you let me know as soon as possible what your company's major activities are, to help in planning the organisation of the directory?

&8226;Write a letter to James French:

&8226;agreeing to his request for an interview

&8226;giving details of what your company does

&8226;saying why you would like your company included in the directory

&8226;asking when the directory will be published.

&8226;Write 60-80 words on your Answer Sheet.

&8226;Do not include any postal addresses.

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第9题

听力原文:What is true according to the message?(7)A.His phone number is 63567070 and call

听力原文:What is true according to the message?

(7)

A.His phone number is 63567070 and call him back.

B.He will be home after 9:00 this evening.

C.He wants to get in touch with his brother.

D.He's staying at Room 1914, Bank of China.

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第10题

What would the Australian bank do, if the Beneficiary failed to ship the wool so as to re-
pay the loan by presenting documents?

A.The Australian bank will have had the right to demand repayment, with interest, from the Issuing Bank.

B.The Australian bank would have been entitled to demand repayment, with interest, from the Issuing Bank.

C.The Australian bank would have had the right to demand repayment, with interest, from the Issuing Bank.

D.The Australian bank would be entitled to demand repayment, with interest, from the Issuing Bank.

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