Private claims advocates help people figure out their bills free of charge.A.YB.NC.NG
Private claims advocates help people figure out their bills free of charge.
A.Y
B.N
C.NG
Private claims advocates help people figure out their bills free of charge.
A.Y
B.N
C.NG
第1题
A.Because there's a bit of a gold rush going on at it.
B.Because they want to stake claims on their discoveries and make huge profits.
C.Because they want to patent the genome and transform. medicine in ways.
第2题
【C1】______ a doubt there are countries that offer interesting advantages for entrepreneurs, self employed and business owners. 【C2】______ most people don't know about them. That is 【C3】______ we have build up this web site. It shall guide you through the different types of companies and jurisdictions. Below we want to describe which advantages and benefits an incorporation can mean 【C4】______ you. There are many reasons to incorporate your business:
a corporation has a professional outlook 【C5】______ a sole proprietor
separate clearly 【C6】______ private and business
protect different business activities individually
reduce your personal liability 【C7】______ case of bankruptcy
achieve tax benefits
avoid heritage claims
gain investors by selling company shares
build up new credit
expand globally and attract international customers
【C8】______ you choose Whitherspoon, Seymour & Robinson Corp. you will additionally have low incorporation and maintenenace fees, absoluetely no hidden charges, a reliable partner and at all time free consultation and advice. Also, we will handle everything for you. You won't even have to leave your office 【C9】______ any time for the incorporation. You can ask all your questions 【C10】______ email, fax or phone, place the order online and get the company kit delivered right to your door.
【C1】______
第3题
Consumer activists are pressing Congress for better privacy laws without much result so far. The legislators lean toward letting business people track our financial habits virtually at will. As an example of what's going on, consider U. S. Bancorp, which was recently sued for deceptive practices by the state of Minnesota. According to the lawsuit, the bank supplied a telemarketer called Member- Works with sensitive customer data such as names, phone numbers, bank-accounts and credit-card numbers, Social Security numbers, account balances and credit limits.
With these customer lists in hand, MemberWorks started dialing for dollars—selling dental plans, videogames, computer software and other products and services. Customers who accepted a "free trial offer" had 50 days to cancel. If the deadline passed, they were Charged automatically through their bank or credit-card accounts. U.S. Bancorp collected a share of the revenues. Customers were doubly deceived, the lawsuit claims. They didn't know that the bank was giving account numbers to MemberWorks. And if customers asked, they were led to think the answer was no.
The state sued McmberWorks separately for deceptive selling. The company defends that it did anything wrong. For its part, U.S. Baneorp settled without admitting any mistakes. But it agreed to stop exposing its customers to nonfinancial products sold by outside firms. A few top banks decided to de the same. Many other banks will still do business with MemberWorks and similar firms.
And banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans. You have almost no protection from businesses that use your personal accounts for profit. For example, no federal law shields "transaction and experience" information—mainly the details of your bank and credit-card accounts. Social Security numbers are for sale by private firms. They've generally agreed not to sell to the public. But to businesses, the numbers are an open book. Self-regulation doesn't work. A firm might publish a privacy-protection policy, but who enforces it?
Take U.S. Bancorp again. Customers were told, in writing, that "all personal information you supply to us will be considered confidential." Then it sold your data to MemberWorks. The bank even claims that it doesn't "sell" your data at all: It merely "shares" it and reaps a profit. Now you know.
Contrary to popular belief, the author finds that spying on people's privacy ______.
A.is mainly carried out by means of secret taping.
B.has been intensified with the help of the IRS.
C.is practiced exclusively by the FBI.
D.is more prevalent in business circles.
第4题
With regard to this, perhaps their most traditionally sanctioned task, colleges and universities today find themselves in a serious hind generally. On the one hand, there is the American commitment, entered into especially since WWII, to provide higher education for all young people who can profit from it. The result of the commitment has been a dramatic rise in enrollments in our universities, coupled with a radical shift from the private to the public sector of higher education. On the other hand, there are serious and continuing limitations on the resources available for higher education.
While higher education has become a great "growth industry", it is also simultaneously a tremendous drain on the resources of nation. With the vast increase in enrollment and the shift in priorities away from education in state and federal budgets, there is in most of our public institutions a significant decrease in per capita outlay for their students, one crucial aspect of this drain on resources lies in the persistent shortage of trained faculty, which has led, in rum, to a declining standard of competence in instruction.
Intensifying these difficulties is, as indicated above, the concern with research, with its competing claims on resources and the attention of the faculty. In addition, there is a strong tendency for the institutions; organization and functioning to conform. to the demands of research rather than those of teaching.
According to the passage,—is the most important function of institutions of higher education.
A.creating new knowledge
B.providing solutions to social problems
C.making experts on sophisticated industries out of their students
D.preparing their students to transmit inherited knowledge
第5题
A family doctor charged the Night Home Service (NHS) more than £ 500,000 in seven years for night visits that his patients did not need, a General Medical Council disciplinary hearing was told yesterday.
Jagdeep Gossain charged for up to 540 emergency call-outs a month, increasing his annual salary to close to £200,000 a year and using almost a third of the local health authority's out-of-hours GP budget.
Dr Gossain, 46, had a target list of about 100 patients in his practice at Fulham, southwest London, whom he used repeatedly on claim forms to Ealing, Hammersmith and Hounslow Health Authority.
Nearly all emergency visits conducted by the doctor, who often made up to 40 calls a night, were "clinically inappropriate". He had also duped the GMC into postponing his hearing, before the professional conduct committee, four times by claiming that his bad back made him unfit to attend, Sarah Plaschkes, for the GMC, said.
But that injury had not prevented him enjoying his favourite sport — weightlifting — at an exclusive gym in Heston.
Ms Plaschkes added: "The council submits that Dr Gossain deliberately, dishonestly deceived this professional body by pretending he was too ill to attend the heating when, in fact, he was at a leisure centre."
Between May 1990 and April 1998 he claimed an "inordinate and extraordinary number" of night visits, she said. The average GP makes 50 emergency night calls a year. In September 1997 alone Dr Gossain put in 542 claims.
Ms Plaschkes alleged that it was unjustifiable reward in the sum of about £500,000 from the public purse. Dr Gossain's claims escalated over the years. In 1991 he claimed£1,000; by 1995 the sum had risen to more than £75,000, peaking in 1996 at almost£160,000. Over the seven-year period he allegedly fleeced the NHS of £514,593.
In 1998 he claimed ~ 124,591, when the average GP in his health authority claimed£670. Dr Gossain is accused of doing so many night visits that he "could not have provided adequate care and attention" for the patients he visited. It is also said that his ability to provide competent daytime services "was compromised".
Dr Gossain denies serious professional misconduct but, if found guilty, could be struck off the medical register.
A BBC Panorama investigation found that his three children went to private school and he drove a Mercedes with private number plates. His wife, Shashi, a pharmacist, has said that his only crime was to have been a workaholic. The hearing continues.
For what was the doctor in the passage charged?
A.For his incompetence.
B.For his unnecessary services to the patients.
C.For unusually large number of night visits.
D.All the above.
第6题
Financial claims include______.
A.equity claims
B.shares of owners up in the firm, such as common stock
C.debt claims
D.corporate bonds
E.all of the above
第8题
His claims seem credible to many people.
A.workable
B.convincing
C.practical
D.eligible
第9题
A.write a product review
B.return or replace items
C.leave seller feedback
D.file/view claims
第10题
The government claims to be doing all it can to_____corruption.
A.eradicate
B.cancel
C.ignore
D.fight