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N. O. W. accounts are not available at savings banks.
A．True
B．False
答案
更多“N. O. W. accounts are not available at savings banks.A．TrueB．False”相关的问题
第1题
Checking accounts
In the United States, checking accounts are available only at commercial banks. Commercial banks specialize in demand deposits, such as checking accounts. A checking account is money that a customer deposits in order to use that money to write checks. Saving accounts pay the depositor interest but checking accounts do not. In fact, checking account customers pay the bank a service charge for the bookkeeping involved in administering the account.
The method of recordkeeping is also different in savings accounts and checking accounts. A depositor must present his passbook for any savings account transaction. The bank records these transactions in the depositor's passbook. Checking account customers, however, do not have passbooks. They themselves record the amounts of the checks that they write and they receive a monthly statement from the bank. This statement lists all the checks that the bank paid and all deposits that the account holder made during the month. The bank usually sends the statements with the customer's cancelled checks. The customer then compares the balance on the statement with the balance in his own records by subtracting the total of his outstanding checks.
There are other fees that the bank may collect from checking account holders. For instance, banks charge a fee for stopping payment to a check. When a depositor decides that be doesn't want the bank to pay a payee, but he bas already written a check to that person, he may give the bank a stop payment order. The bank will then refuse to pay this check, and charges the depositor a fee. 'Banks also charge a depositor a fee when he is overdrawn. A depositor is overdrawn when he writes a check for more money than the balance in his account: The bank marks the check "insufficient funds", returns it, and charges a penalty for it. In everyday language we say that a check returned for insufficient funds has "bounced".
Recent changes in banking regulations have allowed savings banks to offer negotiable order of withdrawal accounts. These accounts, called N. O. W. accounts, are very similar to checking accounts but they pay interest like savings accounts. The depositor can write withdrawal orders against the balance in the account. These withdrawal orders look like checks, and depositors receive a monthly statement summarizing deposits and withdrawals. There is often no service charge if depositors keep a minimum balance in their accounts. Commercial banks also offer N. O. W. accounts.
As far as checking accounts go, the difference between savings banks and commercial banks is growing smaller in the U. S.
State whether each statement is true or false based on the reading.
Checking accounts are available at savings banks.
A．True
B．False
第2题
A．其他货币资金
B．营业外收入
C．盈余公积
D．应收账款
E．资本公积
F．预付账款
G．本年利润
H．坏账准备
I．主营业务收入
J．材料成本差异
K．销售费用
L．营业税金及附加
M．委托加工物资
N．其他业务成本
O．财务费用
P．累计摊销
Q．营业外支出
R．预收账款
S．固定资产清理
T．实收资本
U．所得税费用
V．制造费用
W．其他业务收入
X．利润分配
第3题
One reason why the outbreak of the disease was not discovered sooner was that ______.
A．China did not belong to W. H. O.
B．doctors in Asia did not recognize the disease
C．reporting procedures were not good enough
D．the people who caught it were travellers
第5题
A.钢材
B.方木、模板
C.混凝土
D.加气块
E.工程涂料
F.电线电缆
H.塑料管材
I.电缆桥架
J.集装箱活动房
K.爬架
L.办公用品
M.零星材料
N.铝膜
O.安装管材
第6题
第7题
A．短期借款
B．应付账款
C．库存现金
D．长期借款
E．预付账款
F．本年利润
G．应交税费
H．坏账准备
I．应付利息
J．材料成本差异
K．累计折旧
L．资产减值损失
M．累计摊销
N．应付票据
O．营业外支出
P．预收账款
Q．材料采购
R．应付职工薪酬
S．固定资产清理
T．制造费用
U．应付股利
V．其他业务收入
第8题
也被称为权变计划。
要求：根据下列陈述内容，找出最恰当的术语并将其相应的字母填入横线上。 A.常用计划
B.战略制定
C.战略
D.全球化战略
E.滚动计划
F.政策
G.计划
H.分部
I.多元化
J.职能
K.公司层次战略
I.迈克尔.波特
M.使命陈述
N.情景计划 O.中期计划
第9题
流动资产除以流动负债。
要求：根据下列陈述内容，找出最恰当的术语并将其相应的字母填入横线上。 A.运营预算
B.标管理
C.杠杆比率
D.控制
E.组织社会化
F.流动比率
G.官僚制控制
H.控制系统
I.入门仪式
J.同步控制
K.小团体控制 L.价值观
M.规范
N.组织文化 O.前馈控制
