unfnished statements,Directions: Afier reading the fllowing pasage, you will find 5 qu

asmarkedA), B), C)4 choicesnumbered 40 to 44. For each question or statement, there ar

4Croud letter on the Answer and D). You should make the orret choice and mark the coresponding Sheet with a single line through the center.There are a few reasos whyje hnfebiedl buincs may have toubtein scuring businessfinancing (筹集资金) through a bank or credit union:

* Your business isn't fimmly established; If your business is less than two years old, it's unlikely that a traditional lender will be wlling to take a chancee on funding your business.

* Your businss credit score is lacking; Once you apply for an employer ienification (雇 主识别)

number, you have to start building a business credit score. You can improve the score by paying your bll,s establishing trade credit accounts, and staying in busines. The business and personal credit score both afect whether a lender is wlling to offer you business financing.

* You lack a demonstrated (证明的) need; Taking on debt is a common way for raising funds.However, you should never do so unless you need to. Lenders will refuse to finance a business that can't clearly show why they need funding, and how they'll pay it back.

If, as a home business owner, you discover an area that requires serious investment, you should be able to make your case to lenders, whether they are your local bank or an online lender.

40. A traditional lender will NOT be wlling to provide funds to a business if()

A) it is a foreign company

C) it is located in a remote area

B) it has been newly set up

D) it is a small family business

41. Whether a business can obtain financing is likely to be decided by().

A) its yearly profit

C) its business credit score

B) its business scale type

D) its relationship with a lender

42. To secure business financing, a business owner should clearly demonstrate to the lender().

A) the need for funding

C) the company's products

B) the marketing strategy

D) the business management

43. The expression “make your case" in the sentence “... you should be able to make your case to

lenders..." (Para. 5) means

A) give your sales plan

C) make your promise

B) offer your proposal

D) state your reasons

44，The passage is mainly about

A) when a home-based business should build a business credit score

B) how a family business applies for financing from a local bank

C) why a home-based business has difficulty obtaining financing

D) where a home-based business can secure business financing